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Posted by RE/MAX Main Street Associates on 5/20/2018

You may be in the market to buy a vacation home in the near future. Getting ready to purchase a second home can be a big decision and a big financial commitment. Aside from a good investment, buying a vacation home brings enjoyment to you and your family. To help you make a good decision on when and where to buy your vacation home, read on. 


It’s All About Location


You need ton know why you want to buy a second home. Do you spend a lot of time in one specific area? Do you want to explore one particular place a bit more on a frequent basis? The reason behind why you purchase a home for vacation purposes will fuel your decision on location. If you’re looking for a simple getaway with your family several times a year, the answer may be different than if you want to have a rental property. Choose a location that has varied seasons. You don’t want the prime time for use of the property to be the same as when you’d like to be on the property with your family.   


Don’t Purchase On A Whim


While it can be tempting to search for homes while you’re on a getaway, you should rent several times before you make the decision to buy in a particular place. Vacations can give buyers this sense of awe that could quickly fade. You don’t want your decision to be fueled by emotion. You need to be certain that you’ll actually enjoy an area for the long term. 


Shopping for a vacation home is quite similar to shopping for your main house. You want to know you’re in a good area and that you’ll enjoy the house or the long haul. It’s tough to do that if you don’t have a basic understanding or appreciation of the area.  


How Often Will You Use The House, Really?


You need to be realistic about how often you’ll actually use your vacation house. It may not be worth it to buy in an area that will only be used one week out of the year. If you know you’ll be able to use the space all of the time, then go for buying a home in the location of your dreams. If, however, you’re unsure of how often you’ll be able to get to the house you might want to think twice. You could do just as well finding a spot that you can use as a reliable rental when you want it. Don’t forget that buying a second home means having a second home to maintain. Not everyone is up for that challenge.           





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Posted by RE/MAX Main Street Associates on 5/20/2018

Believe it or not, getting pre-approved for a mortgage can be quick and simple, even for a first-time homebuyer. In fact, here are three tips to help a first-time homebuyer streamline the process of receiving pre-approval for a mortgage:

1. Meet with Several Lenders

Many mortgage lenders are available in cities and towns nationwide. Meanwhile, these mortgage experts are happy to teach first-time homebuyers about assorted mortgage options and help them get pre-approved for a mortgage.

Set up face-to-face meetings with various lenders in your area. That way, a first-time homebuyer can gain unparalleled insights into a wide range of mortgage options.

In addition, don't hesitate to ask questions during meetings with banks and credit unions. Mortgage lenders possess comprehensive mortgage expertise, and as such, a first-time homebuyer can rely on these mortgage professionals to receive the support that he or she needs to make an informed decision.

2. Understand Your Credit Score

Do you know your credit score? Ultimately, a first-time homebuyer's credit score may dictate his or her ability to obtain the ideal mortgage.

An individual can request a free copy of his or her credit report from each of the three major credit reporting agencies (Equifax, Experian and TransUnion) once a year. This report may prove to be exceedingly valuable, as it can help a homebuyer identify opportunities to improve his or her credit score before a mortgage application is submitted.

Also, if you identify errors in your credit report, it is paramount to contact the agency that provided the report immediately. This will allow you to correct any potential errors quickly and ensure that they won't affect your ability to get the best possible mortgage.

3. Consider Your Homebuying Budget

A first-time homebuyer may have lofty expectations prior to entering the real estate market. However, this individual should consider his or her finances before submitting a mortgage application.

With a budget in hand, a homebuyer can establish realistic expectations as he or she tries to get pre-approved for a mortgage. Plus, this homebuyer may be better equipped than others to obtain pre-approval for a mortgage and accelerate his or her search for the perfect residence.

Lastly, it may be worthwhile for a first-time homebuyer to meet with a real estate agent to learn more about assorted mortgage options.

A real estate agent understands the challenges associated with purchasing a house for the first time. As a result, this housing market professional can teach a homebuyer about all aspects of the property buying journey and help this buyer plan accordingly.

Perhaps best of all, a real estate agent can set up home showings, keep a homebuyer up to date about new residences as they become available and negotiate with a home seller on a buyer's behalf. This housing market professional will even provide honest, unbiased homebuying recommendations to make it easy for a property buyer to acquire a top-notch residence at a budget-friendly price.

Move one step closer to purchasing your dream house – use the aforementioned tips, and a first-time homebuyer can speed up the process of getting pre-approved for a mortgage.




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Posted by RE/MAX Main Street Associates on 5/13/2018

The exterior of your home is just as important as the interior. The outside needs to fit the needs of you and your family. Good landscape design can have a big impact on a home. A high quality exterior allows for outdoor activities and brings more value to your home. 

The big question is- who will do the landscaping? You and your family? Maybe you’ll hire a professional landscaper to help you complete these jobs. Landscaping isn’t a simple job. It’s more than adding stones and walkways to the yard and planting or mowing grass. When you want to transform the outside of your home, you’ll need a vision and plans to execute that vision. Here’s just some of the advantages to hiring a professional landscaper:



You’ll Get What You Pay For


These landscaping professionals are just that- professional. You’ll know when you hire them that you’ll be getting high quality work in return for your investment. While you may miss trimming a few branches of a bush on your own, a pro landscaper will get every last leaf.    


How Much Will Materials Cost?


It would take time to look for materials that can be used for landscaping. It would also be an out-of-pocket expense for you to include with the time it takes to complete landscaping jobs on your own. Professional landscapers have these supplies readily available to them.  


Landscaping Takes Time


If you hire a landscaper, they know exactly what they’re doing. They’re also completing a job while you are off doing other things. You’ll save quite a bit of time if you hire one.  


Landscapers Know What They’re Doing


When you hire a landscaping professional, they know what kinds of plants that you’ll need to get your desired look. They’ll also know how to care for these plants. You could run into quite a few problems without the proper knowledge and experience. Left on your own, there are many different things that can go wrong while completing a landscaping project. You could place the plants in the wrong order, not have level ground, or end up with a lower quality project than you had originally hoped for. When you hire a professional, you know that a project is being carefully planned from start to finish. If the company doesn't execute it the way you’d like, you can always request that they fix it. If you make a major mistake on your own outdoor project, it’s on you!


There’s many advantages to hiring professional landscaping help. From regular yard maintenance to major outdoor projects, it’s a good idea to have help that knows exactly what they’re doing to save you from headaches at a later time.    




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Posted by RE/MAX Main Street Associates on 5/13/2018

If you recently listed your home, you may expect many offers to purchase to come your way in the near future. However, the house selling journey can be difficult to navigate, and there are many signs that indicate offers to purchase your home may be unlikely to arrive any time soon. These signs include:

1. Homebuyers are not scheduling showings.

Homebuyers often set up showings to view residences. And if buyers like what they see during a showing, these individuals may request a second showing or submit an offer to purchase a house.

Comparatively, a seller who receives no home showing requests for many days, weeks or months after listing a residence may be in trouble. This seller may need to perform home upgrades to help his or her residence stand out from the competition. Or, the seller may need to lower his or her house's initial asking price.

2. Homebuyers are not attending open houses.

An open house event is designed to provide buyers with an enjoyable experience. The event allows buyers to walk through a residence at their own pace. And if a buyer likes a house, he or she may request a one-on-one showing or submit an offer to purchase.

On the other hand, if no buyers attend an open house, a seller may need to modify his or her property selling strategy. This individual should consider the buyer's perspective closely and think about why buyers may choose to avoid his or her residence. Then, the seller can tweak his or her house selling strategy accordingly.

3. Comparable houses in your area continue to sell.

If a seller finds his or her residence lingers on the real estate market while similar houses sell quickly, there may be one or many problems with this individual's house. Although a seller may wonder why his or her house fails to stir up interest from buyers, a real estate agent can offer expert support. In fact, a seller can work with a real estate agent to determine the best course of action to promote his or her house to the right buyers.

Typically, a real estate agent meets with a house seller and helps this individual craft a property selling strategy. A real estate agent and home seller work hand-in-hand to figure out how to list a house, showcase it to buyers and maximize the residence's value. And when a real estate agent and home seller put a home selling plan into action, the results can be significant.

Let's not forget about the support that a real estate agent provides once a seller receives an offer to purchase, either. At this point, a home seller may be uncertain about what to do. But a real estate agent will help a home seller review all possible options and make an informed decision.

Simplify the house selling cycle – hire a real estate agent, and you can get the help you need to generate interest in your home as soon as it becomes available.





Posted by RE/MAX Main Street Associates on 5/6/2018

Let's face it – the thought of entering the home selling market can be stressful, even if you don't plan to put your house on the market for several weeks or months. However, there are many simple ways to ensure you can enjoy a fun, exciting and successful home selling journey.

Now, let's take a look at three tips that you can use to kick off an unforgettable home selling journey.

1. Examine Your Home's Interior and Exterior

How will a potential homebuyer view your residence when he or she sees it for the first time? This is a question that you'll want to consider closely, as a homebuyer's first impression of your residence may dictate whether he or she moves forward with an offer.

Take a close look at your house's interior and exterior from a homebuyer's perspective. If home improvements are necessary, now may be the ideal time to complete these tasks. That way, you can enhance your house's interior and exterior before you add your residence to the real estate market.

Also, a home appraisal may help you identify problem areas with your residence. This appraisal enables a property inspector to examine your residence from top to bottom and can help you better understand your house's strengths and weaknesses.

2. Declutter Your Residence

Unfortunately, clutter can accumulate in a home over an extended period of time. But if you start decluttering your home today, you may be able to avoid the stress of cleaning out your residence as you get closer to adding your home to the housing market.

To declutter effectively, consider items that you need to keep and store them safely. Then, take the items that you no longer require and consider all of your options to get rid of them quickly and safely.

In many instances, you can sell excess items or donate them to charity. Or, you can always offer these items to family members and friends as well.

3. Meet with a Real Estate Agent

What does it take to get your house ready for the real estate market? Meet with a real estate agent, and you can learn everything you'll need to know about selling a house.

A real estate agent understands the ins and outs of the real estate market. As such, he or she can answer any questions that you may have about the home selling journey and help you plan accordingly.

In addition, after you list your residence, your real estate agent will streamline the home selling cycle. This housing market professional will set up home showings and open houses, promote your residence to large groups of potential buyers and much more. By doing so, your real estate agent will do everything possible to help you maximize the value of your residence.

When it comes to getting ready to sell your home, there is no need to worry. Instead, use the aforementioned tips, and you'll be able to enjoy a memorable home selling journey.




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